Published by Nexflow · Contract lifecycle management for banks

NEXFLOW CLM

NEXFLOW CLM manages every contract a bank signs, customer, loan, supplier, partner, from the first draft to the archive. Approval chains, signatures, obligations and records are handled in one place, with the controls Tunisian banking law asks for built in.

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01 · The problem

Contracts are where banking risk hides

Spread across e-mail, shared drives and paper, contracts lose versions, miss renewals and leave no proof of who approved what. When the regulator or the auditor asks, the answer takes weeks.

02 · Capabilities

01

Templates & clause library

Approved templates and clauses with variables, so drafts start compliant.

02

Approval chains & SLAs

BPMN workflows with four-eyes rules, delegation, branch isolation and SLA timers.

03

Electronic signature

Signature flows designed around loi 2000-83 on electronic exchanges and commerce.

04

KYC & sanctions screening

Identity verification and screening aligned with loi organique 2015-26 and BCT circular 2017-08.

05

Loans & regulatory checks

Usury ceilings and Centrale des Risques checks built into loan contract workflows.

06

Obligations & renewals

Deadlines, obligations and renewals tracked with alerts, nothing expires unnoticed.

07

Tamper-evident audit trail

A hash-chained journal that can prove it has not been altered.

08

Records & retention

Retention rules and archive with personal-data protection under loi organique 2004-63.

09

AI assistance, kept local

Optional clause analysis and summaries on a local language model, no data leaves the bank.

03 · Under the hood

Deployment
On the bank’s own premises (containers)
Identity
Keycloak SSO, roles and service accounts
Documents
Content-addressed store, every upload virus-scanned
Integration
REST API, e-mail outbox, customer portal
  • On-premise
  • Spring Boot
  • Angular
  • BPMN
  • Keycloak SSO
  • PostgreSQL
  • ClamAV
  • Local LLM

Get in touch

See NEXFLOW CLM on your scenarios

A 45-minute session with our engineers, tailored to your environment.

Frequently asked questions

Does CLM run in the cloud?

CLM is designed to be installed on your own infrastructure, so contracts and personal data stay under your control.

Can it connect to our core banking system?

Yes, through its REST API and integration module. We scope each integration during onboarding.

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